California Privacy Notice (CCPA)
Introduction and Scope
If you are a resident of California, the California Consumer Privacy Act, as amended by the California Privacy Rights Act (together, "CCPA"), gives you specific rights regarding the personal information that Finruntech collects about you. This notice explains those rights in plain language and tells you how to exercise them. It applies in addition to the protections set out in our general Privacy Policy.
Categories of Personal Information Collected
The categories of personal information that Finruntech has collected from California consumers during the past twelve months are: (a) identifiers such as IP addresses and email addresses; (b) personal-records information you submit voluntarily (name and message text in our forms); (c) commercial information (newsletter subscription history); (d) internet or other network activity information (browsing on our site, referring URL); (e) geolocation data of coarse precision; and (f) inferences drawn from the foregoing for the purpose of audience analytics. We do not knowingly collect biometric information, sensory data, professional or employment information, or education information.
Sources of Personal Information
Sources of the personal information we hold about California consumers include: you, directly (when you subscribe, contact us, or submit a tip); your browser and device (request headers, IP address, cookie identifiers); and our limited list of operational service providers (hosting, CDN, email delivery, analytics). Finruntech does not purchase personal information from data brokers or rent contact lists.
Business and Commercial Purposes
Finruntech processes personal information for clearly defined business purposes: delivering the content you request; sending newsletter editions you have explicitly opted into; replying to messages submitted through our Contact and other forms; producing aggregated reports of site usage for editorial and advertising operations; securing the service against fraud and abuse; and complying with our legal and regulatory obligations under California and other applicable laws.
Disclosure to Service Providers and Third Parties
Categories of third parties to which Finruntech discloses personal information (always under a service-provider or processor agreement) are: hosting, edge/CDN security, email service providers, web-analytics providers, and advertising networks. Each is contractually limited to the specific business purposes for which the information is disclosed and is prohibited from retaining, using, or disclosing the information beyond those purposes.
Sale and Sharing of Personal Information
In compliance with the CCPA, Finruntech confirms that it has not sold or shared the personal information of California consumers (including consumers known to be under 16 years of age) in the past 12 months and does not intend to do so. "Sale" and "sharing" are interpreted as defined by the CCPA; sharing data with operational service providers under contract does not constitute a sale or sharing in that sense.
Sensitive Personal Information
Finruntech does not collect sensitive personal information from California consumers other than as incidentally contained in voluntary submissions (for example, a message you choose to send through the Contact form). We do not use sensitive personal information to infer characteristics about you, and you accordingly have no right-to-limit request to make against us. We will, of course, honor any limitation you wish to apply going forward.
Your California Privacy Rights
The CCPA grants California consumers a defined set of rights with respect to their personal information. You have the right to know what we collect, to request a copy of the specific pieces we hold, to correct inaccurate data, to request deletion, to opt out of any sale or sharing (we do not engage in either), to limit the use and disclosure of sensitive personal information, and to receive equal service and pricing regardless of whether you exercise any of these rights.
How to Exercise Your Rights
Verifiable consumer requests under the CCPA can be submitted to Finruntech through our Contact form or to the email address shown on the Contact page. To prevent fraudulent access requests, we will verify your identity using reasonable means tied to the data we hold — typically by confirming control of the email address tied to a subscription or by matching identifiers you provide against information already in our records. We respond to verified requests within the 45-day window required by the statute, with one 45-day extension where reasonably necessary.
An authorized agent (such as a privacy-rights service or an attorney) may submit a CCPA request on behalf of a California consumer. Finruntech will require written authorization from the consumer or a valid power of attorney, and may contact the consumer directly to confirm the request and verify identity. We may decline requests that do not meet the CCPA's authorization and verification requirements.
Consumers Under 16 Years of Age
Finruntech does not sell or share personal information about consumers under the age of 16 and does not have actual knowledge of collecting personal information of children under 13. If we ever decided to sell or share personal information about consumers between the ages of 13 and 16, we would do so only with the affirmative authorization of the consumer (opt-in) as required by the CCPA. Parents and guardians may submit deletion requests on behalf of their children via the Contact form.
Right to Non-Discrimination
Finruntech will not discriminate against you for exercising any of your CCPA rights. We will not deny you our service, charge you a different price, provide a different level or quality of service, or retaliate against you in any other way because you submitted a request under the CCPA. Because the service is free and the same for all visitors, there is no financial incentive or differential pricing structure for you to opt into or out of.
Retention of Personal Information
We retain each category of personal information only for as long as needed to fulfill the purpose for which it was collected, plus any retention required by applicable law. Specifically: newsletter subscribers' email addresses are retained until you unsubscribe (and then moved to a minimal suppression list); contact-form messages are retained for up to 24 months; server access logs are retained for up to 90 days; aggregated analytics data is retained indefinitely in non-identifying form.
Changes to This Notice and How to Reach Us
Finruntech may revise this California Privacy Notice when our practices change, when regulators issue new guidance, or when the law requires. The current version is the one published on this page. To raise any question about this notice — or to submit a request under the CCPA — please use the Contact form linked from the footer of every page on the site.